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Contract Award Notice

Commissioning Debt Advice in England

  • First published: 23 July 2026
  • Last modified: 23 July 2026
  • Version: N/A
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To record your interest or obtain additional information or documents please find instructions within the Full Notice Text. (NOTE: Contract Award Notices and Prior Information Notices do not normally require a response)

Contents

Summary

OCID:
ocds-h6vhtk-02c8fc
Published by:
Money and Pensions Service
Authority ID:
AA78892
Publication date:
23 July 2026
Deadline date:
-
Notice type:
Contract Award Notice
Has documents:
No
Has SPD:
No
Has Carbon Reduction Plan:
N/A

Abstract

The contract [Notice identifier: 2023/S 000-000206] has been modified by way of the inclusion of an option (if needed) to extend the contract term by 14-months from 1st February 2028 to 31st March 2029.

https://www.find-tender.service.gov.uk/Notice/000206-2023?origin=SearchResults&p=1

The reason for the option to extend the contract (if exercised) is to allow the new National Debt Advice Services procurement (see UK2: Preliminary market engagement notice; Notice identifier: 2026/S 000-037729 - Preliminary Market Engagement for the Provision of National Debt Advice Services) programme to continue developing strategic and operational approaches to meet the evolving needs of the supplier market.

If the option is not exercised, then there are no financial implications, and the current contract award value remains unchanged. Should the option be exercised, the additional total value of the contract will be between £60m and £66m.

The Authority is satisfied that this modification is not "substantial" for the purposes of regulation 72(1)(e) of the Public Contracts Regulations 2015 (PCR). Taking each element of the test set out at Regulation 72(8) in turn, the optional extension (if exercised):

• is on the same terms as the original contract - there is no "material difference" compared to the original contract and no renegotiation of any key term of the contract;

• is on the same terms as the original contract and does not introduce any conditions which would have the consequences described at Regulation 72(8)(b);

• will not change the economic balance of the contract in favour of the supplier; and

• does not include the provision of any new services and so does not extend the scope of the contract considerably.

Full notice text

Contract award notice

Results of the procurement procedure

Section I: Contracting entity

I.1) Name and addresses

MONEY AND PENSIONS SERVICE

Money & Pensions Service Borough Hall

Bedford

MK429AB

UK

Contact person: Rob Price

E-mail: robert.price@maps.org.uk

NUTS: UKH24

Internet address(es)

Main address: https://maps.org.uk

I.4) Type of the contracting authority

Body governed by public law

I.5) Main activity

General public services

Section II: Object

II.1) Scope of the procurement

II.1.1) Title

Commissioning Debt Advice in England

Reference number: 21-39

II.1.2) Main CPV code

98000000

 

II.1.3) Type of contract

Services

II.1.4) Short description

The contract [Notice identifier: 2023/S 000-000206] has been modified by way of the inclusion of an option (if needed) to extend the contract term by 14-months from 1st February 2028 to 31st March 2029.

https://www.find-tender.service.gov.uk/Notice/000206-2023?origin=SearchResults&p=1

The reason for the option to extend the contract (if exercised) is to allow the new National Debt Advice Services procurement (see UK2: Preliminary market engagement notice; Notice identifier: 2026/S 000-037729 - Preliminary Market Engagement for the Provision of National Debt Advice Services) programme to continue developing strategic and operational approaches to meet the evolving needs of the supplier market.

If the option is not exercised, then there are no financial implications, and the current contract award value remains unchanged. Should the option be exercised, the additional total value of the contract will be between £60m and £66m.

The Authority is satisfied that this modification is not "substantial" for the purposes of regulation 72(1)(e) of the Public Contracts Regulations 2015 (PCR). Taking each element of the test set out at Regulation 72(8) in turn, the optional extension (if exercised):

• is on the same terms as the original contract - there is no "material difference" compared to the original contract and no renegotiation of any key term of the contract;

• is on the same terms as the original contract and does not introduce any conditions which would have the consequences described at Regulation 72(8)(b);

• will not change the economic balance of the contract in favour of the supplier; and

• does not include the provision of any new services and so does not extend the scope of the contract considerably.

II.1.6) Information about lots

This contract is divided into lots: Yes

II.1.7) Total value of the procurement

Value excluding VAT: 260 354 141.00  GBP

II.2) Description

Lot No: 1

II.2.1) Title

National Service

II.2.2) Additional CPV code(s)

98000000

II.2.3) Place of performance

NUTS code:

UKC

UKD

UKE

UKF

UKG

UKH

UKI

UKJ

UKK

II.2.4) Description of the procurement

Delivery of free to customer national regulated debt advice services that are available to anyone in England.

The contract duration is three years with two optional extensions of 1 year each.

II.2.5) Award criteria

Price

II.2.11) Information about options

Options: Yes

Description of options:

In addition to the existing two optional extensions of 1 year each (which are set out in the original contract), this modification introduces the further option to extend for a 1 year plus 2-month period.

II.2.13) Information about European Union funds

The procurement is related to a project and/or programme financed by European Union funds: No

Lot No: 2

II.2.1) Title

NOT AWARDED - Regional Services

II.2.2) Additional CPV code(s)

98000000

II.2.3) Place of performance

NUTS code:

UKC

UKD

UKE

UKF

UKG

UKH

UKI

UKJ

UKK

II.2.4) Description of the procurement

Regional delivery of debt advice services - Lot not awarded and is subject to re-procurement

II.2.5) Award criteria

Price

II.2.11) Information about options

Options: No

II.2.13) Information about European Union funds

The procurement is related to a project and/or programme financed by European Union funds: No

Lot No: 3

II.2.1) Title

Business Debt Advice Services

II.2.2) Additional CPV code(s)

98000000

II.2.3) Place of performance

NUTS code:

UKC

UKD

UKE

UKF

UKG

UKH

UKI

UKJ

UKK

II.2.4) Description of the procurement

The delivery of a free to customer regulated business debt advice service that will support problems with debts for which the individual is personally liable (regardless of the nature / purpose of those debts), to those who derive income form self employment.

The contract duration is three years with two optional extensions of 1 year each.

II.2.5) Award criteria

Price

II.2.11) Information about options

Options: Yes

Description of options:

Two optional extensions of 1 year each.

In addition to the existing two optional extensions of 1 year each (which are set out in the original contract), this modification introduces the further option to extend for a 1 year plus 2-month period

II.2.13) Information about European Union funds

The procurement is related to a project and/or programme financed by European Union funds: No

Lot No: 4

II.2.1) Title

Debt Relief Order Administration Hub Contract

II.2.2) Additional CPV code(s)

98000000

II.2.3) Place of performance

NUTS code:

UKC

UKD

UKE

UKF

UKG

UKH

UKI

UKJ

UKK

II.2.4) Description of the procurement

Delivery of a free to customer Debt Relief Order (DRO) administration service. This service is free to customers, save for the DRO application fee.

The contract duration is three years with two optional extensions of 1 year each.

II.2.5) Award criteria

Price

II.2.11) Information about options

Options: Yes

Description of options:

Two optional extensions of 1 year each.

In addition to the existing two optional extensions of 1 year each (which are set out in the original contract), this modification introduces the further option to extend for a 1 year plus 2-month period

II.2.13) Information about European Union funds

The procurement is related to a project and/or programme financed by European Union funds: No

Section IV: Procedure

IV.1) Description

IV.1.1) Type of procedure

Open procedure

IV.1.8) Information about Government Procurement Agreement (GPA)

The procurement is covered by the Government Procurement Agreement: No

IV.2) Administrative information

IV.2.1) Previous publication concerning this procedure

Notice number in the OJ S:

2021/S 000-016778

Section V: Award of contract

Lot No: 1

Contract No: 21-39-1a

Title: National Debt Advice Services

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

03/11/2022

V.2.2) Information about tenders

Number of tenders received: 5

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

Gregory Pennington Limited t/a Money Wellness

02855061

Think Park

Manchester

M17 1FQ

UK

NUTS: UK

The contractor is an SME: No

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 71 930 725.00  GBP

V.2.5) Information about subcontracting

Section V: Award of contract

Lot No: 1

Contract No: 21-39-1b

Title: National Debt Advice Services

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

04/11/2022

V.2.2) Information about tenders

Number of tenders received: 5

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

The National Association of Citizens Advices Bureaux

3rd Floor North 200 Aldersgate

London

EC1A 4HD

UK

NUTS: UK

The contractor is an SME: Yes

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 69 532 466.00  GBP

V.2.5) Information about subcontracting

Section V: Award of contract

Lot No: 1

Contract No: 21-39-1c

Title: National Debt Advice Services

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

04/11/2022

V.2.2) Information about tenders

Number of tenders received: 5

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

Money Advice Trust

04741583

21 Garlick Hill

London

EC4V 2AU

UK

NUTS: UK

The contractor is an SME: Yes

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 68 772 273.00  GBP

V.2.5) Information about subcontracting

Section V: Award of contract

Lot No: 3

Contract No: 21-39-3

Title: Business Debt Advice Services

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

04/11/2022

V.2.2) Information about tenders

Number of tenders received: 1

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

Money Advice Trust

04741583

21 Garlick Hill

London

EC4V 2AU

UK

NUTS: UK

The contractor is an SME: Yes

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 21 815 379.00  GBP

V.2.5) Information about subcontracting

Section V: Award of contract

Lot No: 4

Contract No: 21-39-4a

Title: Debt Relief Order Administration Hub

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

03/11/2022

V.2.2) Information about tenders

Number of tenders received: 4

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

Gregory Pennington t/a Money Wellness

02855061

Think Park

Manchester

M17 1FQ

UK

NUTS: UK

The contractor is an SME: No

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 16 958 839.00  GBP

V.2.5) Information about subcontracting

Section V: Award of contract

Lot No: 4

Contract No: 21-39-4b

Title: Debt Relief Order Administration Hub

A contract/lot is awarded: Yes

V.2 Award of contract

V.2.1) Date of conclusion of the contract

15/11/2022

V.2.2) Information about tenders

Number of tenders received: 4

The contract has been awarded to a group of economic operators: No

V.2.3) Name and address of the contractor

The National Association of Citizens Advice Bureaux

1436945

3rd Floor North, 200 Aldersgate

London

EC1A 4HD

UK

NUTS: UK

The contractor is an SME: Yes

V.2.4) Information on value of the contract/lot (excluding VAT)

Initial estimated total value of the contract/lot:

Total value of the contract/lot: : 11 344 459.00  GBP

V.2.5) Information about subcontracting

Section VI: Complementary information

VI.4) Procedures for review

VI.4.1) Review body

The High Court

London

UK

VI.4.3) Review procedure

Precise information on deadline(s) for review procedures:

Precise information on deadline(s) for review procedures

Please refer to provided link:

https://www.find-court-tribunal.service.gov.uk/courts/royal-courts-of-justice

VI.5) Date of dispatch of this notice

22/07/2026

Coding

Commodity categories

ID Title Parent category
98000000 Other community, social and personal services Other Services

Delivery locations

ID Description
100 UK - All

Alert region restrictions

The buyer has restricted the alert for this notice to suppliers based in the following regions.

ID Description
There are no alert restrictions for this notice.

About the buyer

Main contact:
robert.price@maps.org.uk
Admin contact:
N/a
Technical contact:
N/a
Other contact:
N/a

Further information

Date Details
No further information has been uploaded.

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